Modern Debt Help is not a lender, does not provide legal, tax, or credit repair advice, and does not guarantee any result. Results vary by individual. Not all debts are eligible for enrollment, and not all clients complete a debt relief program. Debt relief programs do not assume your debts or make monthly payments to creditors on your behalf. Settling debts for less than the full balance can negatively affect your credit, creditors may continue collection activity or file lawsuits, and forgiven debt may be considered taxable income. Program fees apply only after a debt is settled and you have made at least one payment toward the settlement. Not available in all states. Read and understand all program materials before enrolling.
Calculator results are estimates for illustration only, based on the stated assumptions, and are not an offer or a quote.
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